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bad credit cardsCredit card advertising is everywhere, both online and off. Ads for cards show up on websites, in your email and in your mailbox at home. While having a credit card or two can be a sound financial strategy, many people fall into the trap of applying for and using bad credit cards. Using cards with unfavorable terms can rapidly increase your debt and make it difficult to get your finances under control.

bankruptcy lawyerIf you pause for a moment to think about it, you will see that we live in a society that runs on debt. Mailboxes are full of credit card offers and television brings more ads that offer easy credit so you can purchase everything from a vacuum cleaner to a house that needs cleaning. The only problem is that easy credit will also lead to easy debt and that easy debt can pile up until you find yourself with more debt than you can quickly or easily pay off.

bankruptcy chapter 11

Bankruptcy is a legal remedy available to those who need to get control of their finances. The type of bankruptcy filed depends largely upon the type of assistance needed. Below is an overview of Chapter 11 bankruptcy and how it works.

debt consolidation

Many people struggle to pay their bills. A lost job, medical emergency and more can make it so people can't meet their regular financial obligations. There are ways individuals can address these problems. It's possible to get a loan consolidation line of credit, before you need to declare bankruptcy.

foreclosed homes

Foreclosure is a legal process through which the lender in a mortgage loan agreement seeks to obtain ownership and possession of real estate because the borrower is not fulfilling the terms and conditions of the contract. The foreclosure process commences when a borrower fails to make a certain number of agreed-to payments set in the terms and conditions of a mortgage agreement. A person facing the prospect of a home mortgage foreclosure needs to familiarize him or herself with the general elements of the process.

So, you owe money and it’s overwhelming.Bankruptcy Attorney

You're not alone. Millions file for bankruptcy on a yearly basis, with Americans aged 35-44 leading the way. We have car loans and mortgages that we're struggling to stay on top of. The average household credit card debt is somewhere in the vicinity of $15,000!

secured credit card Savannah GA

To understand a secured credit card, let’s start with the basics of all credit cards. That piece of plastic represents an account the offers small loans, anytime you need to pay for something. Need a pizza? You can pay cash out of what you have in the bank OR borrow twenty dollars from your credit card account for that.

credit cards for bad credit

If you're hoping to borrow money for a house, car, or other personal reason, chances are you already know that your credit score will be a taken into consideration. Whether you're unsure of what a credit score really is, or you get a bad feeling in your stomach every time someone mentions the word “credit,” it is important to understand what a credit score is comprised of, what it means, and how to improve it.

foreclosure lawyer

Foreclosure is a legal process through which the lender in a mortgage loan agreement seeks to obtain ownership and possession of real estate because the borrower has defaulted on the terms and conditions of the contract. The foreclosure process starts when a borrower fails to make agreed-to payments pursuant to the terms and conditions of a mortgage agreement.

Debt Consolidation in Savannah

Debt consolidation is a popular topic these days. As with most financial service agreements, it’s the small print that really matters. There’s good reason for consumers to be confused. Television and radio ads can be misleading, so it just makes sense to do a little research before making an important financial decision. First of all, many so called debt consolidation programs are really debt settlement or debt management programs.