Blog: April 2017

Credit CounselingIf you're having trouble with debt, or aren't sure how much debt you're in, it's important to take a long look at it sooner rather than later. Rest assured, though, that there are multiple options to look into, and you won't be alone when you're trying to figure out your options. 

chapter 7 bankruptcyIf you are faced with divorcing your partner and may want to declare bankruptcy, it is important to consider how filing for bankruptcy will affect property you own jointly and separately. Whether you should file bankruptcy jointly or separately depends on the laws in your state regarding marital property.

student loan consolidationYou may have seen the TV commercials about student loan consolidation. A sign of the times, to be sure. Student loan debt in the United States is increasing. This is due to the fact that financial aid and government grants are not enough to offset the increasing cost of college, and family income has not increased much for decades when adjusted for inflation..

bad creditIn many cases, the people who have bad credit are the ones who are in need of emergency funds. If you have a low credit score, then you may think that it is impossible to borrow the money you might need for medical bills, emergency expenses and home repairs. You may also believe that it is impossible to get the funds if you have been denied credit in the past. However, there are some options available if you are struggling with bad credit.