Blog: June 2015

ForeclosureWhat is foreclosure?

What is foreclosure? What does foreclosure mean? These are some of the most commonly asked questions by home owners. Foreclosure essentially means the process of recovering the possession of a property that was on mortgage and this will mainly be due to the mortgagor's failure in keeping up with the payments due. Therefore, foreclosure refers to the process of a banking institution repossessing a home in which the owner has been found to be unable to cover his mortgage loan payments. Such a home will essentially not be up for sale until the process is completed. In the event that the bank has listed the home in the Multiple Listing Service, then the home can be put up for sale.

student debt forgivenessHow to Get a Student Loan Discharge
Taking student loans is sometimes the only way students can pay for their education. Repayment of the loans, however, can prove to be a daunting task, and seeking student debt forgiveness may be the only option available to ease the burden of a student loan.

Credit ScoreIn an era when banks are becoming notoriously tight with credit, it's never been more important to have a solid credit score. Whether you're trying to buy a home or you're just looking to be financially sound, building your credit score is both important and cumbersome. It can be done, of course, but only if you dedicate yourself to going through the right processes. Building a credit score is not a magic trick.

Rebuild creditIf you are in a difficult financial situation and you find yourself asking how to fix my credit, there are ways to make that happen. Deciding to file bankruptcy is one way to do that and it's a decision that shouldn't be taken lightly. In fact, it's such a big undertaking on your part that having expert advice from a Georgia attorney will be to your advantage.