Is Bankruptcy a Solution for Me?
Bankruptcy has lost much of its once onerous meaning over the past decade. The perception has changed largely because of the experience of thousands of our fellow Americans who suffered through the great recession of 2009. As financial markets, banks and mortgage providers collapsed, so did personal finances of unfortunate investors, homeowners and others caught in the downward spiral.
While this collapse was certainly a dark chapter in our history , it was not the end of the world. Ultimately, there were options available to individuals that helped many of them dig out from their pile of debt and get back on solid ground.
Bankruptcy proved to be the right path for many, and it may be the right path for you. But before taking that step, it is highly recommended that you speak to an experienced bankruptcy attorney in Savannah GA or Hinesville GA about filing for bankruptcy. You might find out about solutions that you never knew existed and might avoid disasters you could not otherwise have predicted.
With over seventeen years of debt relief experience in Savannah GA and Hinesville GA, attorney John Pytte, PC has the knowledge and experience to protect your assets and discharge your debts. He is committed to protecting your rights and solving any debt and bankruptcy problems you may be facing. Do not let creditors' harassing calls and correspondence overwhelm and stress you; let us handle it instead. You can regain control of your finances and your future. Filing for bankruptcy protection may be the best way to start fresh and rebuild your credit.
Our office is dedicated to serving the residents of Effingham, Chatham, Bryan, Liberty, Long, Jeff Davis, Appling, Wayne, Glynn, McIntosh, and Camden Counties in a responsible and efficient manner.
Depending on your specific circumstances, we can advise you as to which of the chapters best suits your situation. There are a number of bankruptcy chapters to consider. Allow us to be your guide. Your first step should be to consult with the best bankruptcy attorney in Savannah GA and Hinesville GA - John E. Pytte, who specializes in Chapters 13 and 7 bankruptcy and liquidation, discharges, debt relief, student debt forgiveness, business and personal tax, and more.
Chapter 7 bankruptcy is the type of bankruptcy most people will ultimately file. There are restrictions that you must pass for a Chapter 7 in order to qualify. Your bankruptcy attorney in Savannah, John E. Pytte, can help you sort through the paperwork. Generally, he will recommend Chapter 7, if you:
- Have low income or no income
- Are left with little or no income after your essential bills are paid
- Have very little equity in your home or if you rent
- Own only a few or no assets other than your clothes and furniture
The specifics vary somewhat from state to state. In most cases, exemptions such as your home, car, tools, work equipment and other essentials are allowed. If you are facing a critical financial situation, relief is a phone call away. If you are tired of bill collectors and their harassing phone calls and threats - or if the pressure is affecting your mental health, a call your bankruptcy attorney in Savannah GA, John E. Pytte, so that he can set you on a path towards resolution and a new start.
Mr. Pytte offers an initial consultation at no charge and provides affordable services. Call us today to schedule an appointment in Savannah GA or Hinesville GA.